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tudent loans, prior bankruptcy, and evictions for nonpayment of rent. Sounds scary! But what makes this “risky” lending process work is NICK’s high-touch process of interviewing candidates on the phone by asking them specific questions that they have learned over time determine the likelihood of non-payment given the customer’s specific situation. In addition, they collect and verify contact information for employers, friends and relatives to hel…

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ue that customers are willing to buy. Expect microloan application reviewers to ask you why you think you can sell your product or service to prospective customers and how your company’s pricing compares to competitors. These questions are not designed to intimidate or discourage entrepreneurs but help improve business planning.Microloan organizations are excellent financing partners for first-time entrepreneurs who want to learn how to start a b…

redit score before you need a car loan. When it’s time to buy a new car, be sure to check the latest car loan rates to ensure you are getting the best interest rate possible for your situation.Ask the adviserIf you have a car question, email it to us at Driving for Dollars. Read more Driving for Dollars columns and Bankrate auto stories. Follow her on Facebook here or on Twitter @SheDrives.Bankrate’s content, including the guidance of its advice-…

E-mail Print Larger Type Small Type Neon signs advertising easy-to-get payday and auto title loans take on a special glitter during the holidays, when need and desperation for a small amount of cash are at an all-time high. But a predatory lender masquerading as a cash-bearing “Santa” is only an advertising gimmick.Payday loans start out small, but lenders make big money by charging interest in excess of a 500 percent annual perce…

Hire-purchase lenders expect to see fewer new-auto loans next year because of delays in vehicle delivery of at least six months due to suspended production. Kasikorn Leasing Co, a business unit of Kasikornbank, might need to review its auto-loan target in line with the sales of Honda cars next year because Honda plants have been hit by the floods. KLeasing is the second-bigge…

l authority in relation to one 11.7-hectare site alone, known as the O’Mullane Lands on the Old Whitechurch Road.Local authorities whose applications are approved by the department will have their loans repaid and the land in question will be transferred to the Housing and Sustainable Communities Agency.The agency will then determine the future use of the land. The agency will also consult the National Asset Management Agency to determine the bes…

Replying supplementaries from members on a starred question from Rajendra Singh Rathore(BJP), Mr Meena said the present Congress-led government in the state was providing better support and facilities to farmers as compared to the previous BJP regime.He said the loan amount which was around Rs 3,000 crore per year during the previous government’s tenure had been raised up to Rs 6,000 crore over these three years under the present regime.”Chie…